From: Phil Osborn (philosborn2001@yahoo.com)
Date: Wed Dec 11 2002 - 21:49:29 MST
Back on August 19th I posted my original report on
this for the benefit of those who might be tempted to
risk life and limb for the thrill of the wind in the
face.
Here is a follow-up, with perhaps a few lessons
implied:
As I mentioned originally, the guy who rear-ended my
bike on the 55N fwy apparently was a cop or a
"sergeant" of some kind anyway. I contacted my
insurance company - Pacific Specialties - immediately
on the assumption that they would want to be kept
informed and also because my uninsured motorist
coverage might be involved, as I had no ID from this
"sergeant."
I sent in the form that the CHP gave me, together with
a check, but no report was forthcoming from them
either. After a month, I finally got the form and
check back with a note from CHP saying that I also
must include a copy of my driver's license, nowhere
specified on the form.
Before I could reply to this, I was contacted at work
by phone by the CHP officer's supervisor, who was
verifying their report. He was shocked to hear that I
had not received a report, indicated that in fact
there was no requirement to send a copy of my license,
and promised to send one to me free of charge. He
said that he was also concerned over any "special
treatment" the "sergeant" might be receiving.
Meanwhile, Allstate Insurance - the "sergeant's"
company finally contacted me and assured me that
everything would be taken care of. Their rep advised
me to get an estimate on my bike and that they would
provide temporary transportation (rental car) and pay
for all my other expenses consequent from the
accident. I told them that I was concerned about
losing the bike, as it would certainly estimate at
more damage than any book value, and if they declared
it totalled, I would be left without transportation.
So, I began looking for replacement transport.
Meanwhile, Allstate called me several times, their rep
being super-sweet and reassuring. Finally, she called
and asked if I would give them a statement for their
records. I had no problem with this and did so.
As soon as I had finished giving the statement (which
two attorneys I contacted later said I should NOT have
done) her whole attitude changed, starting with her
announcement that THEIR client - the "sergeant"
thought that I was at fault.
to be continued.... (it gets a LOT worse from here
on)
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