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Date: Wed, 23 Apr 2014 21:49:38 +0200
From: Pavol Rusnak <stick@gk2.sk>
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To: Luke-Jr <luke@dashjr.org>, bitcoin-development@lists.sourceforge.net
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Subject: Re: [Bitcoin-development] New BIP32 structure
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On 04/23/2014 09:44 PM, Luke-Jr wrote:
> Why do clients need to use the features in BIP 64? If Electrum doesn't want to 
> use accounts, then it can just use account 0 for everything. Refund chains are 

As Andreas wrote earlier in this thread: "There is no "bare minimum".
Either you implement the "BIP" fully or not."

What you suggest does not follow the principle of least surprise.
Suppose user imports his BIP64 compatible wallet into Electrum, which
claims it is BIP64 compatible, but actually implements just a subset of
the spec (sticking account index to 0). The user now sees just a
fraction of his coins and is puzzled.

-- 
Best Regards / S pozdravom,

Pavol Rusnak <stick@gk2.sk>