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@@ -108,4 +108,8 @@ Q: I would like to know your opinion about how do you think about the blockchain
 
 C: Yeah, actually this is part of the digital wallet answer in terms of you rbusiness. But travel will be done in these digital wallets. It's the everything app. I think you should look for that. In terms of traditional financial services, we do think what Cris Pernsasnke calls the internet financial system rather than calling it DeFi. We think this will be disruptive long-term to financial services and take out the middle men. Go look at our big ideas 2023 or 2024 documents. You will see how many steps there are between a purchase and a seller. We're going to be eliminating a lot of toll takers and moving more p2p over time. It won't happen overnight. But the more that bitcoin goes up leading the way, the more capital, just like AI, the more capital will be added into the space and the faster it will happen. I will keep my eye on bitcoin. The more it appreciates and the faster it appreciates the more the traditional financial world will evolve into this new world if not disappear.
 
-Joe Kelly will be coming up and saying a few words.
+Joe Kelly will be coming up and saying a few words. This is the CEO and co-founder of Unchained. A lot goes into operating the Bitcoin Commons. How many of you are familiar with the University of Austin? This should be some exciting news for you. I'm personally a college drop-out. I knew I wanted to be a founder and entrepreneur early in life. I found over 10 years ago that University of Texas wasn't the right system for me. I left and found my way to startups. I've been excited to learn about the University of Austin right across the street from here. As I got to know Maggie and the leadership there, there's a lot of value alignment with those of us working on bitcoin. We're announcing an initiative where I am myself personally and at Unchained to create the first long-term endowment holding in bitcoin at a university.
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+Maggie: I'm the communications manager for the University of Austin. My late grandfather Jim Kelly passed away and was a vice president at Motorola. The last thing he told me before he passed away was he was reading about this thing called bitcoin and you should really check that out. So here I am. University of Austin is right over there in the other buliding across the street. We're a new university dedicated to the radical idea that we should be dedicated to the pursuit of truth through free inquiry and civil discourse. We're all about breaking down barriers that stand in the way of the free exchange of ideas. We want to prepare students with the agency and the skills and the backbone they need to succeed to be leaders in an increasingly decentralized and unchained world. This endowment is for our students. I'm excited to see how this grows and thank you for having me and bringing me into this community. University of Austin will have an open house on June 14th.
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